Being Aware of these illegal actions by these unscrupulous people could mean the difference between being sued and paying for a debt that it was illegal to pursue and financial liberation.
1. Filing false or fraudulent affidavits claiming that the affiant has personal knowledge of the records supporting the debt but does not produce said records with the affidavit.
2.Threatening to sue a consumer on a time barred debt
3. Failure to provide a validation notice,15 U.S.C. 1692g
4.Adding unauthorized amounts to debts. This is really one of my very favorite violations. I have seen some outrageous interest charges and fees added to alleged debts.
5. Proceeding with collecting a debt after debt collector has been asked to validate the date but has not complied.
Do any of the above points ring a bell? Have you heard stories from friends, acquaintances or relatives who have had these things happen to them?
It is easy to be taken advantage of or to be cowed into making a deal with these when you don't even have a debt that is legally collectible. How would you know? If you owned my system you would see it right there in my user's manual. People who own my self help system have the weapons to fight back and defeat these dirt bags.
You have nothing to lose but the money you payout to these criminals. I offer 3o day email support and a 30 day money back guarantee so what do you have to lose?
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